You may think your children are safe; however, no matter the age of your child, whether they are a pre-teen or young adults, they are never out of the reach of cybercriminals and scams. The best way to protect your children is to teach them the signs of an untrustworthy email or a suspicious phone call. By doing so, you are protecting them when you may not be present.
If you, yourself, are unaware of what to look for, here are the 3 common back to school scams you should be familiar with.
Students who are, for instance, heading to university should be wary when it comes to their emails. The phishing scams that usually circulate this time of year are trying to get you to share your personal details, for the purposes of identity theft and fraud. Be cautious of any emails sent with regards to any loans you may be taking out, or if your bank or university themselves are asking for financial or personal details.
The best way to snub these emails is to phone the company they are perpetrating to be. They will be able to say whether they sent you an email or not. If it is the latter, you can ignore the email. Of course, if you do accidentally fall prey to a phishing scam, there are professionals in identity fraud who can help you out. You should also notify your bank immediately.
High School Diploma Scams
Not all of us complete our high school diplomas in the usual settings, and so if you are returning to high school or completing your diploma via online learning, you need to be cautious about the company or facility you are putting your trust in. Not only do these types of scams cost you money, but at the end of the day, the victim still won’t have a diploma.
The usual red flags consist of you having to pay for a diploma, being able to earn a diploma in a short amount of time (a couple of days or so), and being able to take the test online (these tests are never administered over the internet).
College is not cheap, and unfortunately, some students have to take out loans for them to be able to pay for their education. Fraudsters, therefore, have found ways to offer fake scholarships to soon-to-be students. To protect yourself, follow these following tips:
- Never pay for your scholarship. You will never be expected to pay fees or taxes, so if they ask you for any payment, it is a scam, and you should ignore it.
- If a company guarantees your scholarship, this is, sadly, a sign of a scam. While companies are looking to help students, they can never guarantee a scholarship, and so this is a major sign of fraudulent activity.
You can never be too trusting when it comes to protecting your identity and finances, especially when it comes to securing your future with regards to school and tuition fees. Therefore, be sure to question any unusual activity, and if you are ever unsure, ask for proof by phoning up the company and confirming the email of the person they are claiming to be.