Holiday Scams: Don’t Let Them Steal Your Cheer

Holiday Scams: Don’t Let Them Steal Your Cheer

The holidays are a time for joy, but scammers are working overtime to turn your festive spirit into frustration. Here are three popular scams making the rounds this season with tips to keep your holiday merry and bright.

The Bourbon Scam

Here’s the scene: you’ve been hunting for a bottle of rare bourbon … something like Pappy Van Winkle … to impress the in-laws. Then, like a holiday miracle, you spot it online at a price that’s almost too good to be true. Here’s the gist: it is! Scammers lure bourbon lovers with fake websites or ads, promising rare bottles at bargain prices. The result? No bourbon, and a bank account that’s taken a hit.

How to Keep Your Bourbon Dreams From Going Up in Smoke:

– Only buy from reputable retailers or distilleries.

– If the price seems suspiciously low, it’s probably a scam. (No one is going to be selling Pappy for the cost of a gas station’s whiskey).

– Research websites before purchasing. Your wallet will thank you.

 

The Fake Gift Kit Scam

Who doesn’t love a good gift kit during the holidays? They’re simple, smart and scammers are hoping you don’t realize it’s a cover for them. They prey on unsuspecting shoppers with ads for “luxury skincare kits,” “gourmet gift baskets,” or other must-have bundles. You pay, and then what do you receive? Either nothing at all or a cheap knockoff that wouldn’t fool even your dog.

How to Avoid Getting Fooled:

– Shop from reputable sellers or well-known brands and verify the legitimacy of their website.

– Be skeptical of unsolicited ads offering steep discounts.

– Pay with a credit card so you can dispute fraudulent charges.

 

The Online Pet Adoption Scam

Few things warm the heart like the thought of bringing a new furry friend home for the holidays. I have tried very hard not to adopt a new kitty this holiday so I totally understand the desire. Scammers know we are weak for new fur babies and set up fake listings for puppies or kittens in need of a home. They’ll tug at your heartstrings, ask for payment upfront for adoption fees or transportation, and then vanish, leaving you with nothing but disappointment.

How to Protect Your Heart (and Wallet):

– Insist on meeting the pet in person before making any payments. At a minimum, ask to Facetime with them before meeting up.

– Research breeders (or rescue organizations) thoroughly. Ask for recommendations from neighbors, family and friends.

– Be cautious of unusually low adoption fees or emotional pleas.

– Use a secure payment method. Credit cards offer better fraud protection than wire transfers or gift cards.

 

Cheers to a scam-free holiday! Guard Well Identity Theft Solutions exists to provide you, your family and your employees from the damages of identity theft. And remember, we are never closed on a holiday! Please don’t hesitate to reach out if you need help or have any questions or concerns. We are available for you 24/7/365 at 888.966.4827 (GUARD) and [email protected].

Photo courtesy credit: Peter Zhang via unsplash.com.

Keeping Your Holidays Happy and Fraud-free

Keeping Your Holidays Happy and Fraud-free

Yes, it’s that wonderful time of year. The holidays are quickly approaching … and at lightning speed! Will you be traveling to see family in the next few weeks? Or, maybe you’ll be skipping off to a great vacation instead of decking the halls? Whatever your plans are, having time off of work, fun with friends and family, and hopefully a few days of laziness … are wonderful to look forward to. But, when we are caught up in the excitement about buying those last-minute gifts (or sunscreen and new flip-flops), we need to remember that there are some other ‘things to do’ on our checklist to help keep our family and identities safe during this special time of year.

In addition to stopping the mail, finding that special neighbor with a green thumb to water your plants, and arranging for pet care for your fur babies, there are some ‘before your trip’ actions you can take to help prevent identity theft from becoming a huge holiday memory. Just some small preventative measures, such as updating the operating system and antivirus software on your mobile devices, can go a long way toward fending off a few identity thieves. Below are some tips for what you can do before you leave home, as well as while you’re away and after your return.

Before you Leave Home:

– Password protect your devices and update operating systems. Add multi-factor authentication where available.

– Alert your bank(s) about your travel plans.

– Visit your post office and put your mail on a vacation hold.

– Keep the number of credit cards you travel with to a minimum and have copies of your driver’s license, medical id cards, passports and travel confirmation numbers at home in a safe place.

– Turn off auto-connect Wifi and Bluetooth connections.

– Consider adjusting your social media account settings so posts aren’t tagged with GPS data. Best practice is to avoid posting vacation pics while on vacation.

While Out of Town:

– Avoid using public Wifi and even your hotel’s Wifi if at all possible.

– Do not use public computers

– Keep your travel documents in the hotel room safe.

– Log out of websites on your smart phone and any websites if you bring a laptop or other device with you on your trip.

Upon Your Return Home:

– Consider changing passwords for your major accounts.

– Thoroughly go through your account statements for any irregularities.

– Check your credit report to make sure no new accounts were opened in your name while you were away.

 

We hope you have a wonderful holiday season! If you suspect identity theft or fraud, please contact us immediately at 888.966.GUARD (4827) or email [email protected]. Day or night, we’ve got your back and will always be open for you.

Rite Aid Breach Alert Impacts Millions

Rite Aid Breach Alert Impacts Millions

Our security teams have recently discovered large data set(s) of compromised cyber elements on the Dark Web from the Rite Aid ransomware attack. Rite Aid, a Pennsylvania-based pharmacy and online store, is the third-largest pharmacy chain in the United States. The company’s security incident notice reported that “in early June 2024, an unknown third party impersonated a company employee to compromise their business credentials and gain access to certain business systems.”

The attackers are linked to RansomHub, a ransomware group that has made plenty of news in the past. Rite Aid detected the cybersecurity event within 12 hours and sent a notice of the data breach to its customers stating that any purchases made from June 6, 2017 to July 30, 2018 could be compromised.

The breach size is over 12 million. Data exposed includes names, addresses, dates of birth, driver’s license numbers or other government-issued IDs and Rite Aid rewards numbers. The company reported confirmed that no social security numbers, financial information or patient information was impacted by the incident. READ MORE

Guard Well Identity Theft Solutions exists to protect you, your family and your employees from the damages of identity theft. Please don’t hesitate to reach out if you need help or have any questions or concerns. We are available for you 24/7/365 at 888.966.4827 (GUARD) and [email protected].

Photo courtesy credit: Erfan Parhizi via unsplash.com