Phone Call Scam Alert: Never Answer to these Four Words

Phone Call Scam Alert: Never Answer to these Four Words

Phone scams are becoming increasingly sophisticated, but one of the simplest traps involves a scammer asking you these four innocent words: “Can you hear me?” Answering “yes” could unknowingly put you at risk.

Here’s how it works: Scammers record your voice and use your verbal consent to authorize fraudulent charges on your credit card, utility bills or other accounts. By capturing your “yes,” they can confirm a login and claim you agreed to purchases or services you never requested.

Along with being cautious with every call (and thinking before you speak):

– Avoid answering unfamiliar calls. If you don’t recognize the number, let it go to voicemail.

– Understand that there are chatbots and artificial intelligence (AI). With AI technology, a person’s voice can be mimicked where it becomes very hard to tell the difference between a real person and a machine. There is a newer version of the phone scam that starts with a line like “I’m sorry, I’m having issues with my headset..” just so you think that a real live person is on the other end. Don’t fall for it.

– Never say “yes” or give out personal information. If someone asks, “Can you hear me?” or other questions, hang up immediately.

– Sign up for the National Do Not Call Registry and consider using a call-blocking app.

– Report the call to the Federal Trade Commission (FTC). By sharing the scammer’s phone number, the FTC can track and block illegal callers.

Contact us immediately if you do accidentally fall for a phone call scam. We also suggest that you change your passwords and enable two-factor authentication when available. Although they might be easier to remember, try to resist the urge to use the same password across multiple accounts.

Guard Well Identity Theft Solutions exists to provide you, your family and your employees from the damages of identity theft. Please don’t hesitate to reach out if you need help or have any questions or concerns. We are available for you 24/7/365 at 888.966.4827 (GUARD) and [email protected].

Photo credit: John Tuesday via unsplash.com.

 

AI Voice Cloning is on the Rise

AI Voice Cloning is on the Rise

Artificial Intelligence (AI) is a tool that can be used for beneficial purposes but it is also used to harm by scammers. Approximately one in ten adults have been targeted with a robocall claiming a family emergency and that a loved one needs money. These types of calls are set up through voice cloning and are also known as AI scam calls. All a scammer needs to do is find an audio clip of someone’s voice online and then upload it into a program that will replicate the voice.

The Federal Trade Commission (FTC) recommends the following course of action if you get a concerning call from a loved one in trouble.

– Call the person who supposedly called you back at their regular phone number and verify the story.

– If you can’t reach the person, try to get in touch with them through family members or mutual friends.

– If the caller asks for money through channels that are hard to trace, such as cryptocurrency, gift cards and wiring, recognize that is a sign of a scam and end the call immediately.

– If you spot a scam, report it HERE.

We suggest that you consider setting up a safe word with your loved ones that can be used in the event that a real emergency occurs. Guard Well Identity Theft Solutions exists to provide you, your family, and your employees from the damages of identity theft. If you have any questions or concerns, please contact our Member Services team immediately. We are always available for you 24/7/365 at 888.966.4827 (GUARD).

Image courtesy credit: Israel Palacio via Unsplash.com