Bogus COVID Vaccine Survey

Bogus COVID Vaccine Survey

As millions of Americans are being vaccinated against COVID-19, scammers are working hard to steal their money and personal information through bogus COVID vaccination surveys. This can be confusing especially since there is a ‘v-safe’ after vaccination health checker that you are asked to download at the vaccination site after your first dose. V-safe is a legitimate app, which is a smart-phone based tool that uses text messaging and web surveys to provide personalized health check-ins after you receive a COVID-19 vaccination. Literature from v-safe says, “Through v-safe, you can quickly tell CDC if you have any side effects after getting the COVID-19 vaccine. Depending on your answers, someone from CDC may call to check on you. And v-safe will remind you to get your second vaccine dose if you need one.” For more information, visit https://vsafe.cdc.gov/en/.

 

Although v-safe is safe and legitimate, scammers have developed a new trick to steal. It doesn’t matter if the vaccine received was Pfizer, Moderna or AstraZeneca, people all across the country are being asked to complete a one-time survey in exchange for a free reward but one that requires the victim to pay shipping fees. According to the Federal Trade Commission, “No legitimate surveys ask for your credit card or bank account number to pay for a ‘free’ reward.”

 

What should you do if you receive an email or text you’re not sure about?

– In order to prevent malware that steals your personal information, don’t click on any links or open attachments.

– Don’t call or use the number in the email or text. The first thing you can do is run a search of the company that supposedly sent the message by looking up their phone number online.

– Don’t give out any bank information, credit card or other personal information to any organization that contacts you out of the blue.

– Consider adding a filter to prevent unwanted text messages on your phone by contacting your wireless provider and/or utilizing a call-blocking app.

 

Be vigilant. Be strong. If you have any concerns or think you have been a victim of a COVID vaccination scam, please contact our Member Services immediately. We are always available for you 24/7/365 at 888.966.GUARD (4827).

 

Photo by National Cancer Institute on Unsplash.com

Guard Well Introduces Three Bureau Credit Report & Score Center

Guard Well Introduces Three Bureau Credit Report & Score Center

Now more than ever, having the right identity theft protection in place is critical. “Cyberattacks, especially phishing scams, are on the rise and that means that identity theft rates are increasing as well,” remarks E. Allan Hilsinger, Founder and CEO of Guard Well Identity Theft Solutions. “Although identity theft is not preventable, it is key to be proactive and identify issues swiftly. This is why we developed the Guard Well Credit Report and Score Center.”

 

In order to assist Guard Well Members and the general public in being cyber smart, Guard Well’s new ‘a la carte’ feature will help save time and identify issues before they could potentially turn into huge problems.

 

To obtain your three-bureau credit reports and score, please visit the Guard Well website and click on the red button in the upper right-hand corner that says Get My Credit Report and Score. Or, visit www.guardwellcredit.com to view your reports and scores within seconds.

 

 

You do not have to be a Guard Well member to utilize this special feature. For a one-time fee of $19.95, you have access to all of your credit reports and scores within seconds. The process is clearly explained with easy to understand instructions to walk you through the activity quickly.

 

First, you will enter your personal information and then agree to Terms and Conditions. Then you will verify your identity by accurately answering the questions provided. On the next page, you will enter your credit/debit card payment information. Once submitted, all three credit bureau reports and scores (Experian, Equifax and TransUnion) will appear in seconds for you to review and print.

 

After you complete this process, reach out to us immediately if you notice anything unusual in your reports. Be smart. Be vigilant. Be strong. We are always available 24/7/365 if you ever have any questions or concerns. Call us at 888.966.GUARD (4827) or email [email protected].

 

Photo credit: Photo by Dylan Gillis via Unsplash.com.

 

 

 

 

Fun Things to Do from Home … Really!

Fun Things to Do from Home … Really!

There are only so many closets that can be cleaned out and pantries to organize while practicing social distancing, right? Do you find that you’re running out of ideas to keep yourself entertained, your children learning and even your pets busy doing something not destructive … if even just for ten minutes? We understand that when you’re having to spend much more time with your family, how precious those ten minutes are!

 

Some of these ideas may already be in your repertoire. We hope that there are some new ones that will help put a smile on your face … and grant you those ten minutes of much-needed peace.

 

– Virtually travel to places you have always wanted to see. Some of our favorites are The Louvre in Paris; The San Diego Zoo and Monterey Bay Aquarium in California; Frank Lloyd Wright’s masterpiece Guggenheim in NYC; the Van Gogh Museum in Amsterdam; the Uffizi Gallery in Florence, Italy; the Acropolis in Athens, Greece; and, the Children’s Museum of Manhattan. Visit Google Arts & Culture for even more amazing virtual experiences, including some for pets.

 

– Get creative in the kitchen. Since you have likely already cleaned out your pantry, you probably know what staples you have on hand. Learn how to improvise and have a contest as to who can come up with the best three-ingredient recipe. One of our favorites is to cook brunch in a large muffin tin. All it takes are three ingredients, a muffin tin, and, in four easy steps, you can have a simple but protein-rich brunch for six: 1) Grease the muffin tin (a large one with six works best). 2) Take some ham slices and line the bottom and sides of each muffin (turkey slices work just as well, too). 3) Break an egg over the top of each ham slice and sprinkle some shredded cheese on top. Bake until the eggs are set (about 20 -25 minutes) and viola! You have brunch for six and no mess to clean up. Check out Taste of Home for 64 for more ideas on cooking in a muffin tin.

 

– How is your green thumb? Did you know that you can re-grow vegetables in only a dish of water indoors in a matter of a couple of weeks? It is a great way to trim your grocery budget and make organic food much more affordable. Ten vegetables to try are celery, carrot greens, cabbage, bok choy, fennel, green onions, lettuce, and garlic chives. We have had the best experience with re-growing celery. Our first try of re-growing living lettuce didn’t go so well – the jury is still out for the second head, which is iceberg. Visit the Don’t Waste the Crumbs website for more indoor gardening ideas.

 

– Tired of looking at the same walls each day? You can redecorate your house without having to buy a thing. Try rearranging furniture and move your knickknacks to other rooms. If you have a sectional sofa, try splitting it up and move the pieces around, even setting them at angles instead of the typical box shape. Move your paintings and photos to other walls in different rooms. If you have a teenager in the house, suggest that they completely rearrange their room … it will certainly take a while and free up bandwidth so you can get some work done quicker! Likely they’ll end up cleaning out their closet and dresser drawers … again!

 

Whatever you do, please stay safe online. We suggest that you revisit our blog, Working from Home Cybersecurity Tips. As always, we are available 24/7/365 for you and your loved ones at 888.966.GUARD (4827) and [email protected]. If you have any fun ideas that you have tried while social distancing, please share them with us in the comments below.

The Quick Rise of Phishing Scams – Do Not Click!

The Quick Rise of Phishing Scams – Do Not Click!

Many of us have been experiencing much more free time on our hands, which is great if you enjoy the sport of fishing, have a pile of books to read or Netflix shows to catch up on. Unless you are on the front line, life, as we know it during this pandemic, has forced the majority of us to slow down.

 

Our ‘new normal’ environment is a breeding ground for scammers to take advantage of you and your identity. Last month we wrote several blogs that specifically discussed the various types of coronavirus scams we had been witnessing. Check out Coronavirus Scams Are on the Rise, And More Coronavirus Scams, and Working From Home Cybersecurity Tips if interested in a quick refresher course or two.

 

Over the last two weeks we have seen a 70% increase in email phishing scams during this pandemic, which has undoubtedly touched every facet of our lives. These phishing scams may come across as emails and/or posts promoting coronavirus awareness. These messages will often offer prevention tips on how to stay well, what the symptoms of the virus may include and what to do in case you or a family member feel ill. Some are even creating fake “cases” of COVID-19 in your neighborhood so you feel more inclined to help out. They also may be asking you to donate to victims, offering advice on unproven treatments, or contain malicious email attachments. Don’t fall for any of it … but, in case you do, we suggest that you read our blog from October 2019 Accidentally Clicked on a Phishing Link – Now What?.

 

Today our advice is very simple: If you are not 100% certain of the origin of the email and/or link that you are being asked to click on … DO NOT CLICK. If for some reason you accidentally do click, there are some imperative steps to take to alleviate harm to you and/or the network you may be connected with:

 

– Try not to panic. This happens to everyone. Antivirus and anti-malware will come into play and you will need to have a full system scan. But first …

 

– End the session immediately by turning off Wi-Fi, unplugging from an ethernet cable or completely shutting down all of your devices.

 

– Initiate a back up of your files. Since you won’t be connected to the internet at this point, you won’t be able to accomplish this to the cloud. Having an external drive, DVD or thumb drive are always nice to have on hand during times like these.

 

– Change your login/password to email account(s) and enable two-factor authentication if this hasn’t already occurred.

 

– If you are employed by a company or organization, reference your manual and let your network administrator know of the potential issue.

 

– After all is said and done, check your antivirus/anti-malware software and run a full scan.

 

Being informed of what steps you may need to take before a slip up happens can help ease the potential damage (and your stress level) if it does. Be smart. Be vigilant. Be strong. Please don’t hesitate to reach out if you need help. We are available 24/7/365 for you and your family members at 1.888.966.GUARD (4827) and [email protected].

Zoombombing … the New Social Distancing Phenomenon

Zoombombing … the New Social Distancing Phenomenon

Video calls have gone from a novelty to a necessity practically overnight. The term ‘social distancing’ and the app, Zoom, have both become household names as millions of people are being forced to stay home to help stop the spread of COVID-19. The desire to stay connected with our loved ones and friends during this difficult time has sparked creative ways to virtually stay social through video birthday parties, happy hours, trivia nights, yoga sessions, and even weddings. CNBC reported this week that “the [Zoom] app has been the top free app for iPhones in the United States since March 18 … daily users spiked to 200 million in March, up from 10 million in December.”

 

Before the COVID-19 pandemic, Zoom, a privately-held company headquartered in San Jose, CA, was used mostly for web conferencing webinars. Now it is being used by 90,000 schools across 20 countries. But, there are online security issues with the app and school districts have started to ban Zoom because of them. Why? Because of ‘Zoombombing,’ a phenomenon where uninvited guests (pranksters) join Zoom calls and broadcast porn or shock videos. How? Due to Zoom’s default settings, which don’t require a password to set a meeting and allow any participant to share their screen. Most Zoom meetings have a public link that, if clicked, allow anyone to join.

 

The Verge just reported that “Zoom adjusted their default settings for education accounts last week in an effort to increase security and privacy for meetings.” They also noted, “For everyone else, you’ll need to tweak your Zoom settings to ensure this never happens.” The process isn’t very simple…

 

If you schedule a meeting from the web interface, you won’t see the option to disable screen sharing. Instead:

 – Click on “Settings” in the left-hand menu

– Scroll down to “Screen Sharing” and under “Who Can Share?” click “Host Only”

– Click on “Save”

 

If you forget to change the setting before you start your meeting, there’s a way to modify your settings after it starts:

 – Once your Zoom meeting is running, click the caret to the right of the green “Share Screen” button in the center of the bottom row of icons

– Click “Advanced Sharing Options”

– A dialog box will pop up allowing you to switch screen sharing availability from all participants to the “Only Host”


Yes, these are very confusing times. Stay strong and please don’t hesitate to reach out if you need help. We are available 24/7/365 for you and your family members at 888.966.GUARD (4827) and [email protected].

 

 

 

Working from Home Cybersecurity Tips

Working from Home Cybersecurity Tips

Coronavirus has forced millions of Americans to work remotely from their homes. Although working from home helps with social (physical) distancing by preventing the spread of COVID-19, there are many new challenges that have come with teleworking. For example, many states have closed schools for weeks, and for some, the entire rest of the school year. Parents may be juggling work while their children are learning remotely. You may find yourself becoming an expert with practicing mindfulness along with new software and conferencing programs, such as Zoom and GoToMeetings (or if you aren’t, your children blessedly are).

 

As we are being forced to slow down the pace of everyday life, we recognize that a lot of good can come out of this time. But, on the other side of the coin, there is the growing opportunity for cybercriminals to trick us into forking over passwords during this learning transitional period. Reuters reported last week that “some researchers have found hackers masquerading as the U.S. Centers for Disease Control and Prevention in a bid to break into emails or swindle users out of bitcoin, while others have spotted hackers using a malicious virus-themed app to hijack Android phones.” Our blogs last week provided some details on these new scams.

 

The Federal Trade Commission (FTC) has some tips to help protect your devices and personal information while working from home:

Start with cybersecurity basics. Keep your security software up-to-date. Use passwords on all your devices and apps. Make sure the passwords are long, strong and unique. The FTC suggests using at least 12 characters that are a mix of numbers, symbols and capital and lowercase letters.

Secure your home network by starting with your router. Turn on encryption (WPA2 or WPA3), which scrambles information sent over your network so outsiders can’t read it. If no WPA2 or WPA3 options are available with your current router, considering replacing your router altogether.

Keep an eye on your laptop and make sure it is password-protected, locked when you aren’t using it and secure. We suggest that it is never unattended, such as out in plain sight in a vehicle. Even if your doors are locked, windows can easily be broken.

Securely store your physical files. Strong physical security is an important part of cybersecurity. If you don’t have a file cabinet at home that is lockable, consider using a locked room. Read this blog by the FTC to learn more tips about physical security.

Dispose of sensitive data securely. Invest in a shredder if you don’t already have one. Throwing paperwork you no longer need in the garbage or recycling bin can be a treasure for a pirate especially if it includes personal information about customers, vendors or employees.

Follow your employer’s security practices. Since your home is now an extension of your office, make sure that you understand the protocols that your employer has implemented.

 

Be smart. Be vigilant. Be strong. Please don’t hesitate to reach out if you need help. We are available 24/7/365 for you and your family members at 888,966.GUARD (4827) and [email protected].

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And More Coronavirus Scams …

And More Coronavirus Scams …

We are monitoring updates surrounding the coronavirus (COVID-19) pandemic around the clock. This environment is a breeding ground for scams to take advantage of you and your identity. Rest assured that we are here to help and will communicate with you every step of the way.

 

The following is the latest information that we know of regarding coronavirus scams:

 

– The Federal Trade Commission (FTC) sent warning letters to seven sellers of scam coronavirus treatments. The FTC reported that “So far all of the companies have made big changes to their advertising to remove unsupported claims.” That is good news. But, scammers never take a break.

 

– Anyone can set up an e-commerce site and claim they have in-demand products. Be on the lookout for online ads that tout cleaning, household and health/medical supplies. Just because they have a website and you pay money doesn’t mean that you will receive any goods in return. The FTC suggests that you check out any seller by searching online for the person or company name, phone number and email address along with keywords such as “review,” “complaint” or “scam.”

 

– Anyone can also set up a fake charity to take advantage of a major health crisis. These scammers take advantage of your generosity and have names that are extremely close to the names of real charities. The FTC remarked that “Money lost to bogus charities means less donations to help those in need.” We suggest that you visit http://www.ftc.gov/charity to help you research charities. Also, if/when you do give, pay safely by credit card and never by gift card or wire transfer.

 

– As well, anyone can pretend to be someone you know. “Scammers use fake emails or texts to get you to share valuable personal information – like account numbers, Social Security numbers, or your login IDs and passwords.” If you accidentally click on a link, they can get access to your computer, network and/or install ransomware and other programs on your equipment that can lock you out. Please protect your smart phone and computer by keeping your software up to date and using multi-factor authentication. Backing up your data on a regular basis is also recommended.

 

– Surprisingly robocalls “pitching everything from scam coronavirus treatments to work-at-home schemes” are still in full force. Do not answer unless the call shows up as a contact in your phone. Let voicemail filter your messages. For more information on robocalls, visit https://www.consumer.ftc.gov/articles/0259-robocalls.

 

We understand that all of this is indeed nerve-wracking. One of the great things about our business is that we are always working in the moment … situations such as the coronavirus do not rattle our operations and team members. Not only do we have a team at a centralized location, but we have also always worked remotely. We will continue to be available for you 24 hours a day, 7 days a week, 365 days a year. We hope that this gives you some peace of mind knowing that we are on top of this crisis and will continue to communicate any dangerous scams related to the outbreak as soon as possible.

 

As always, please contact us immediately if you have any concerns at 888.966.GUARD (4827) or [email protected].