Guard Well Introduces Three Bureau Credit Report & Score Center

Guard Well Introduces Three Bureau Credit Report & Score Center

Now more than ever, having the right identity theft protection in place is critical. “Cyberattacks, especially phishing scams, are on the rise and that means that identity theft rates are skyrocketing,” remarks E. Allan Hilsinger, Founder and CEO of Guard Well Identity Theft Solutions, LLC. “Although identity theft is not preventable, it is key to be proactive and identify issues swiftly. This is why we developed a Three Bureau Credit Report and Score Center on our website.”

 

In order to assist Guard Well Members and the general public in being cyber smart, Guard Well’s new ‘a la carte’ feature will help save time and identify issues before they could potentially turn into huge problems.

 

To obtain your three-bureau credit report and score, please visit the Guard Well website and click on the red button in the upper right-hand corner that says Get My Credit Report and Score.

 

 

You do not have to be a Guard Well member to utilize this special feature. For a one-time fee of $19.95, you have access to all of your credit reports and score within seconds. The process is clearly explained with easy to understand instructions to walk you through the process quickly.

 

First, you will enter your personal information and then agree to Terms and Conditions. Then you will verify your identity by accurately answering the questions provided. On the next page, you will enter your credit/debit card payment information. Once submitted, all three credit bureau reports (Experian, Equifax and TransUnion) along with your credit score will appear in seconds for you to print.

 

After you complete this process, reach out to us immediately if you notice anything unusual in your reports. Be smart. Be vigilant. Be strong. We are always available 24/7/365 if you ever have any questions or concerns. Call us at 888.966.GUARD (4827) or email memberservices@guardwellid.com.

 

Photo credit: Photo by Dylan Gillis via Unsplash.com.

 

 

 

 

Veteran Data Exposed in Recent Breach

Veteran Data Exposed in Recent Breach

Last month the Department of Veterans Affairs (VA) Financial Services Center reported that the personal identifying information (PII) of more than 46,000 veterans had been stolen. Social security numbers may have been included in the hack. The VA Financial Services Center is in process of alerting impacted individuals via mail.

 

If you are a veteran (or next of kin of a deceased veteran), we suggest that you be on the lookout for any signs of fraud.

 

– Continue to watch your credit and individual account statements for activity that you have not initiated.

 

– Do not respond to any emails, phone calls or direct messages from anyone saying that they are from the VA Financial Services Center. The VA will contact anyone impacted via mail only.

 

Please reach out to us immediately if you have any questions or concerns about this alert. Be smart. Be vigilant. Be strong. As always, we are available for you and your family members 24/7/365 at 888.966.GUARD (4827) or memberservices@guardwellid.com.

 

Photo credit: Photo by Samuel Branch on Unsplash

Dark Web Alert: Large Sets of Compromised Data

Dark Web Alert: Large Sets of Compromised Data

Our security teams have discovered additional large sets of compromised data on the Dark Web. More than 50 million records have been breached. The websites below (when known) have been affected. If you have visited these websites or have engaged in business activity with any of these companies, please call us at 888.966.GUARD (4827) to speak with a fraud resolution specialist. Likewise, if you have questions or concerns feel free to call anytime. We are available for you 24/7/365.

 

– City of Knoxville, TN Government Servers. Breach date: July, 2020. Data exposed: emails and bank accounts.

 

– Unknown. Breach date: unknown. Breach size: 50 million. Data exposed: names, emails, addresses, phone and gender. More information to come.

 

– UniversalLogistics.com. Breach date: June 11, 2020. Data exposed: corporate operational data reports, emails, invoices and personal data (names, DOB, SSN, driver’s license, credit cards).

 

 

Websites with Compromised Data on the Dark Web

Websites with Compromised Data on the Dark Web

Our security teams have recently discovered several large sets of compromised data on the Dark Web. The websites listed below have been affected. If you have visited these websites or have engaged in business activity with any of these companies, please call us at 888.966.GUARD (4827) to speak with a fraud resolution specialist. Likewise, if you have questions or concerns feel free to call anytime. We are available for you 24/7/365.

 

– apollo.io

– appen.com (formerly crowdflower.com)

– scentbird.com

– swvl.com

– promo.com (previously slide.ly)

– mathway.com

– truefire.com

– ggumim.co.kr

– dave.com

– chatbooks.com

– hurb.com

– liveauctioneers.com

– kreditplus.com

– execupharm.com

– dunzo.com

– verifications.io

– catho.com.br

– bhinneka.com

– wattpad.com

– gigasize.com

– netsential.com

 

 

Cincinnati Business Courier HR Forum Virtual Discussion

Cincinnati Business Courier HR Forum Virtual Discussion

On Wednesday, June 24, 2020, the Cincinnati Business Courier hosted a live virtual panel discussion with industry experts about the ongoing changes and critical issues impacting human resources today. Guard Well Identity Theft Solutions Founder and CEO, E. Allan Hilsinger, was one of three live panelists. The panel covered a variety of topics including how to deal with COVID-19, cybersecurity and identity theft. You can read the full discussion HERE.

 

Guard Well Founder & CEO to be Expert HR Panelist

Guard Well Founder & CEO to be Expert HR Panelist

— Virtual Event Notice —

 

Wednesday, June 24, 2020 (2:00 – 3:00 PM EDT) the Cincinnati Business Courier (CBC) will host a live virtual panel discussion with industry experts about the ongoing changes and critical issues impacting Human Resources (HR). Guard Well Identity Theft Solutions Founder and CEO, E. Allan Hilsinger, will be a live panel expert. This will be Mr. Hilsinger’s second time as an HR panelist expert for CBC.

 

The panel will discuss workforce issues around employee engagement, retention strategies, organizational development, compensation, benefits, and educating tomorrow’s business leaders. Attendees will learn how solving HR issues can play an important role in the growth of business.

 

Other panelist experts will include Deidre Bird, Director of HR Consulting, VonLehman CPA & Advisory Firm and Justin Flamm, Partner and Co-Chair Employment and Labor Relations Practice Group, Taft, Stettinius & Hollister LLP.

 

The event is free to attend. Interested in attending, register HERE. Have a topic that you would like to be discussed? Please send any questions, comments or feedback to lmuhlenkamp@bizjournals.com.

Memorial Day Hacks and Hamburgers

Memorial Day Hacks and Hamburgers

Memorial Day is a special time of year to honor the men and women who have died while serving in the U. S. military. Originally known as Decoration Day, Memorial Day originated in the years following the Civil War and became an official federal holiday in 1971. Visit History.com for more information.

 

Always the last Monday in May, this holiday also marks the unofficial beginning of summer fun … pool season, popsicles, and plenty of barbeques. Americans have traditionally observed Memorial Day by visiting cemeteries or memorials, holding family gatherings, and participating in parades. This year the weekend activities will likely look a bit different while social distancing, but we will continue to reflect on the sacrifices our soldiers made for us while lighting up our grills. Speaking of, take a visit to Chowhound.com for some amazing tips for the most perfect hamburger ever (80/20 lean to fat ratio ground chuck always!) and clever grilling hacks (Did you know you can use a spare a cooler as an insulated warmer to keep food hot and juicy right off the grill?). One tip you won’t see there is a favorite of mine … folding a dollop of mayo into each burger patty for optimal juiciness before they even go on the grill. Try it. You’ll love it!

 

Sadly, with the holiday, come the crooks that feed on our gratitude. Watch out for Memorial Day scams where hackers use a patriotic or military approach when contacting service members for money. The Better Business Bureau (BBB) suggests to be on the lookout for three specific scams during this time of remembrance:

 

High-priced military loans. No legitimate lender will guarantee a loan as being instantly approved. Watch for ads that may also say no credit check is required. If this is the case, the loan will likely come with hidden fees as well as outrageously high interest rates.

 

Veterans’ benefits buyout plans. These plans offer an attractive cash payment in exchange for a disabled veteran’s future benefits or pension payments. The cash payment is typically only 30-40% of what the veteran is entitled to receive.

 

Overpriced life insurance policies. The military are often targets of high pressure insurance salespeople, who want them to purchase an unnecessary and pricey life insurance policy.

 

Stay safe this weekend and please reach out to us if needed. As always, we are available 24/7/365 at 888.966.GUARD (4827) and at memberservices@guardwellid.com. And, if you have any great grilling ideas of your own, please share them in the comments below.

 

Cybercrime Dark Web Alert – Ten Company Databases Sold

Cybercrime Dark Web Alert – Ten Company Databases Sold

A hacker group known as “ShinyHunters” is selling the data of 10 companies on a dark web cybercrime marketplace. The user databases, which total 73.2 million records, allegedly stolen include the following:

 

– Online dating app Zoosk (30 million user records)

– Printing service Chatbooks (15 million user records)

– South Korean fashion platform StyleShare (6 million user records)

– Food delivery service Home Chef (8 million user records)

– Online marketplace Minted (5 million user records)

– Online newspaper Chronicle of Higher Education (3 million user records)

– South Korean furniture magazine GGuMim (2 million user records)

– Health magazine Mindful (2 million user records)

– Indonesia online store Bhinneka (1.2 million user records)

– US newspaper StarTribune (1 million user records)

 

If you have accounts with the listed companies, please contact us immediately. We are available for you 24 hours a day, 7 days a week, 365 days a year at 888.966.4827 (GUARD) and memberservices@guardwellid.com.

COVID-19 Unemployment Identity Theft Cases on the Rise

COVID-19 Unemployment Identity Theft Cases on the Rise

The COVID-19 pandemic has changed the entire employment image in America. Have you or a loved one needed to reach out to your state unemployment office due to being out of work (or experiencing a massive reduction in work hours)? As if that process wasn’t difficult enough! Unfortunately, many have experienced the shock and dismay when their unemployment claim is turned down for benefits due to a duplicate application. It is happening … and way too often. Hackers live for mankind’s vulnerability, especially during trying times like this.

 

We understand that it’s hard to know what you need to know especially during immense stress. The following are the five most common unemployment scams that we would like for you to be aware of:

 

Phishing email scams. Be wary of a sender you don’t know even if there are familiar logos visible in the email. Just because the email says it’s coming from your former employer’s CEO, doesn’t mean that it is legit. Verify the sender via phone before you trust the information that they are providing. If no one is available to verify it via a call … it’s a scam.

 

Debit and direct deposit card scams. Hackers know that states may use debit cards or payments via direct deposit to deliver benefits to you. If you are asked to provide personal identifying information (PII), such as date of birth, social security number, and/or bank account information before you actually apply for a card … it’s a scam. We have seen unemployment debit card scams that end up charging the victim for inactivity.

 

Fake phone call scams. The Department of Labor suggests to only use official government websites and phone numbers to file a claim for unemployment benefits. If someone calls you before you reach out for help … it’s a scam.

 

Jobseeker scams. If anyone is interested in hiring you immediately because you are the “perfect” candidate for a position you haven’t sought out … it’s a scam.

 

Fake job board website scams. If a website asks you to pre-register and give them your bank account information for your first paycheck … it’s a scam.

 

Here are some tips to help avoid unemployment benefit scams:

 

– Do not respond to unsolicited emails and texts. A state will not try to reach you and certainly won’t via text message.

 

– Do not click any type of website link even if it looks like it’s from one of your financial institutions. Scammers are really sneaky. Read our blog Do Not Click! for more information.

 

– Monitor your accounts closely. If an identity thief has enough information to apply (and receive) your benefits, it’s a pretty solid bet that they have information on your other accounts. Update your passwords, which is a step to take even not during a pandemic.

 

– Help keep your PII safe by making sure you’re dealing with a legitimate government representative.

 

 

Interested in learning how to file unemployment benefits in your state? Check this map, select the state where you worked, and you will be directed to the appropriate contact information. Be smart. Be vigilant. Be strong. Please don’t hesitate to reach out if you need help. We are available 24/7/365 for you and your family members at 1.888.966.GUARD (4827) and memberservices@guardwellid.com.