Boeing Breach Alert

Boeing Breach Alert

Our security teams have recently discovered that The Boeing Company has experienced a ranson breach alert. Boeing is an American multinational corporation that designs, manufactures, and sells airplanes, rotocraft, rockets, satellites, telecommunications equipment, and missiles worldwide.

The hacking origin date is November, 2023 and impacts 50,000. Data exposed include email addresses, phone numbers, physical addresses, names and user id.

The company reported that they “are aware of a cyber incident impacting elements of our parts and distribution business.” The Boeing spokesperson continued to state that the “issue does not affect flight safety,” which is an important concern especially with the recent Alaska Airlines Boeing 737 Max 9 incident. LEARN MORE

Boeing is actively investigating the ransom breach and coordinating with law enforcement and regulatory authorities. They are also in process of notifying customers and suppliers. LEARN MORE

Guard Well Identity Theft Solutions exists to provide you, your family, and your employees from the damages of identity theft. If you have any questions or concerns, please contact our Member Services team immediately. We are always available for you 24/7/365 at 888.966.4827 (GUARD).

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Help Spread the Word: Identity Theft Awareness Week

Help Spread the Word: Identity Theft Awareness Week

Welcome to Identity Theft Awareness Week. January 29th to February 2nd, otherwise known as #IDTheftWeek, exists to spread resources so you and your loved ones can stay ahead of identity thieves. Whether you’re a business owner, a young adult, a service member, an older adult or someone caring for a senior, understand that knowledge is power and identity theft knows no boundaries.

With tax season right around the corner, it is especially important to know that one of the biggest signs of identity theft is when you are unable to file your tax return because someone else has already filed one using your personal identifying information (PII). Other signs of identity theft include seeing unfamiliar transactions on one of your accounts and/or seeing new accounts you didn’t open on one of your credit report checks.

Here are five tips from the Federal Trade Commission (FTC) to help protect your identity:

– Read your credit card and bank statements carefully. If there is something that you don’t recognize, check into it. Even though you might have dreamed about a Louis Vuitton handbag, chances are you would know if you purchased one and certainly wouldn’t be footing the bill if you didn’t.

– Know your payment due dates. If a bill you pay regularly, such as your electric or water bill, doesn’t appear in your mailbox (or inbox), contact the provider immediately. The last thing you want is to have anything shut off in the dead of winter or an energy bill that is three times what you were expecting.

– Shred any documents that contain your PII, medical or financial information. Many national chains provide shredding services if you don’t own a personal shredder. Check out your local UPS store or FedEx Office for options.

– Review each of your three credit reports at least once a year. Visit our credit report check for more information.

Guard Well Identity Theft Solutions exists to provide you, your family, and your employees from the damages of identity theft. If you have any questions or concerns, please contact our Member Services team immediately. We are always available for you 24/7/365 at 888.966.4827 (GUARD).

 

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Investment Opportunity or Not? Keeping Eyes on Your 💰

Investment Opportunity or Not? Keeping Eyes on Your 💰

One of the top scams of the century involving investments is making a comeback in 2024. A fixed deposit, otherwise known as a term deposit, has traditionally been an investment plan that allows you to earn a safe guaranteed rate of interest for a lump sum over a fixed period of time. Funds can be withdrawn during the fixed term but there are fees to do so. Unfortunately, anyone with access to your personal identifying information and banking credentials can withdraw the money from these accounts.

Scammers desiring to cash in on anyone’s deal are offering fake investments that the masses are falling for. Here is how to get on the band wagon of what you need to know about fake fixed term deposit investment scams so you don’t fall victim:

– Understand that there is no such thing as easy money and it definitely doesn’t grow on trees.

– Every investment has some degree of risk. There is also risk in not investing at all so working with a reputable company registered with the Financial Industry Regulation Authority (FINRA), the Securities and Exchange Commission (SEC) or your state securities regulator is imperative.

– Get it in writing. If there isn’t any documentation that can mean that the investment may not be registered with the SEC and is not legit.

– An unsolicited phone call, text or email promising guaranteed profits is a really good reason to block the number or sender. With artificial intelligence (AI) having entered the pictured the last couple of years, it is understandably confusing as to who is real and who isn’t.

– If you are rushed to make any type of investment decision so you ‘don’t lose out’ and your gut tells you this investment is smelling fishy, then it’s probably ‘phishy,’ a scam technique that isn’t going away anytime soon. To learn more about phishing scams, check out the Federal Trade Commission’s article on the subject HERE.

Guard Well Identity Theft Solutions exists to provide you, your family, and your employees from the damages of identity theft. If you have any questions or concerns, please contact our Member Services team immediately. We are always available for you 24/7/365 at 888.966.4827 (GUARD).

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Holiday Rental Scams are Not on Your Wish List

Holiday Rental Scams are Not on Your Wish List

There is expected to be over 115 million people traveling this holiday season. If you and your family are in the same boat (or plane or car or train), please be aware that holiday rental scams are abundant and there isn’t any hope that they are going away anytime soon.

If you are renting a vehicle and/or housing for the holidays, here are some important tips to keep in mind:

– A legitimate rental company will not ask you to prepay for a rental with a gift card or prepaid debit card. Research the rental company’s name along with terms such as ‘scam’ ‘reviews’ and ‘complaints.’

– Be aware that rental listings can be hijacked and fake. The contact information can be changed and the listing could be re-posted on many different sites and occasionally list properties that don’t actually exist. Search online for the actual rental location’s address along with the name of the property owner or rental company. If other ads come up for the same address, the listing has most likely been hijacked. If your request to check out the property first before agreeing to rent is met with the owner or rental company saying they are “not available” or “out of the country,” and they insist on you paying an application fee and deposit first, check around for a new place to spend the holidays.

– Do not consider paying by a payment app, such as Venmo or PayPal. Instead, pay by credit card which will give you the best protection and make it easier for you to get your money back if it is a scam.

For more information on how to keep your holidays happy and fraud-free, check out this blog.

Guard Well Identity Theft Solutions exists to provide you, your family, and your employees from the damages of identity theft. If you have any questions or concerns, please contact our Member Services team immediately. We are always available for you 24/7/365 at 888.966.4827 (GUARD).

Source: AAA and Federal Trade Commission

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Scammers are Impersonating FTC Inspector General Katsaros

Scammers are Impersonating FTC Inspector General Katsaros

The Federal Trade Commission (FTC) has released that scammers are using the names of their employees, including the Inspector General Andrew Katsaros to trick people into sending money or giving up their personal identifying information (PII).

What you need to know:

The FTC won’t threaten you or demand a payment. If you receive a phone call or mail with the name of the FTC Commissioner or staff member that threatens some dire consequence if you don’t pay immediately, it’s a scam. Don’t pay.

The FTC doesn’t give out prizes. If someone contacts you claiming that you need to pay to get your prize, it’s a scam. Don’t pay.

FTC employees won’t identify themselves with a badge number. If someone claiming to work for the FTC gives you a badge number, it’s a scam. Don’t fall for it and keep your PII safe!

Guard Well Identity Theft Solutions exists to provide you, your family, and your employees from the damages of identity theft. If you have any questions or concerns, please contact our Member Services team immediately. We are always available for you 24/7/365 at 888.966.4827 (GUARD).

Source: Federal Trade Commission

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How to Spot a Scam with Children’s Health Insurance

How to Spot a Scam with Children’s Health Insurance

The cost of health care has skyrocketed in the United States. The very topic is as stressful as it is expensive. Did you know that the United States is the highest spending country on healthcare worldwide? In 2021, total health expenditure exceeded four trillion dollars with per capita health expenditure at $12,555.30. Statista Research recently reported that expenditure as a percentage of Gross Domestic Product (GDP) is projected to increase to approximately 20% by 2030.

During the pandemic, each state’s Medicaid Children’s Health Insurance Program (CHIP) helped millions of families with the cost of healthcare. With the end of the pandemic, states are reaching out to update Medicaid enrollments and scammers are already taking advantage of the situation. CHIP won’t ask you to pay to renew … but scammers will.

Here is what you need to know:

– CHIP won’t charge you to renew or enroll. They may reach out to you via email, phone or text but they will NOT ask you to pay, for any of your personal financial information and especially your credit card number or bank account information.

– Do NOT click! Even if it looks like a message is from your state’s Medicaid agency, if there is anything clickable in a message, assume it is scam and visit medicaid.gov to get contact information for your state’s Medicaid agency.

– Utilize healthcare.gov to complete insurance plans, find coverage and see if you are eligible. The website will ask you for your monthly income and age to give you a quote.

– Understand that medical discount plans are NOT insurance plans. Scammers will pitch discount plans to entice you and make you think they are the same as insurance.

Guard Well Identity Theft Solutions exists to provide you, your family, and your employees from the damages of identity theft. If you have any questions or concerns, please contact our Member Services team immediately. We are always available for you 24/7/365 at 888.966.4827 (GUARD).

Source: Federal Trade Commission

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Major Eyewear Company: Over 70 Million Hacked

Major Eyewear Company: Over 70 Million Hacked

Our security teams have recently discovered large data sets of compromised cyber elements on the Dark Web. On May 19th, the world’s largest eyewear company, Luxottica, confirmed reports of a 2021 data breach from a vendor’s computer network that leaked private information.

Luxottica, based in Milan, Italy, designs and manufactures sunglass and prescription frames. Brands include Burberry, Chanel, Dolce and Gabbana, Georgio Armani, Michael Kors, Oakley and Ray-Ban. The company also owns several retailers selling products such as LensCrafters and Sunglass Hut.

The hacking origin date is November, 2022 with retail customer data exposed being name, email address, physical address and phone number.

The company’s public acknowledgement stated that they discovered through their “proactive monitoring procedures that certain retail customer data, allegedly obtained through a third-party vendor related to Luxottica retail customers, was published in an online post.” The company reported the incident to the FBI and the Italian Police. The owner of the website where the data was exposed has since been arrested by the FBI. The website that leaked the information has also been shut down and the investigation is still ongoing. Learn More

Guard Well Identity Theft Solutions exists to provide you, your family, and your employees from the damages of identity theft. If you have any questions or concerns, please contact our Member Services team immediately. We are always available for you 24/7/365 at 888.966.4827 (GUARD).

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Breach Alert Impacts 1.2 Million: RentoMojo.com

Breach Alert Impacts 1.2 Million: RentoMojo.com

Our security teams have recently discovered that online furniture and electronics rental startup RentoMojo has confirmed a data breach. The hacking origin date is April 23, 2023 and impacts 1.2 million. Personal identifying information data exposed include email addresses, user id, phone number, nationality and passport numbers.

The company reported that the attackers were able to gain access by exploiting cloud misconfiguration. Malicious attackers are continuously hunting for misconfigured cloud assets. They are vulnerabilities waiting to happen.

Guard Well Identity Theft Solutions exists to provide you, your family, and your employees from the damages of identity theft. If you have any questions or concerns, please contact our Member Services team immediately. We are always available for you 24/7/365 at 888.966.4827 (GUARD).

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Financial Tips for 2023 Grads

Financial Tips for 2023 Grads

It’s that exciting time of year! Cap and gowns are coming in and Pomp and Circumstance is running through your head as you prepare for the big event. If you’re a parent of a soon-to-be high school graduate, dollar signs may be running through your head as well, along with advice … and lots of it!

If you’re a grad, get ready to hear life experience stories from your graduation speaker and many others. The Federal Trade Commission (FTC) has some advice for you as well. Learn how to recognize financial scams. Younger people report losing money to fraud more often than older generations. According to Colleen Tressler, Consumer Education Specialist, FTC, 43% of those who reported fraud were in their 20s, while only 15% were in their 70s.

What can you do to help avoid financial fraud?

Never give out money or any personal identifying information (PII) in response to an unexpected request. Be wary of texts, phone calls and emails. Scammers commonly pretend to be someone you trust.

Do your research. Be smart with your online searches and use terms like “complaint,” “scam” or “alert” along with the company name when you search.

Understand that there’s no such thing as truthful caller ID anymore.

Don’t wire money. Government and legitimate companies will not require you to pay for products or services with a re-loadable gift card. Even using cards like iTunes and Google Play are risky.

Recognize that robocalls are illegal and should be reported to the FTC. If you mistakenly answer one of these calls, hang up immediately.

Looking for a job after graduation can be quite stressful especially if you’re supporting yourself for the first time.

Check out job placement firms closely. These companies should not be charging high fees in advance for any type of service without a guarantee of placement.

Keep in mind that the promise of a job isn’t the same thing as job. If you have to pay for that promise, it’s likely a scam. Read More

Realize that there are many fake jobs listed on social media. Google the company name and visit their website along with the search term “career.” If jobs are not listed on their website and nothing comes up on Google, those are red flags.

Don’t give out any credit or bank account information over the phone to a company unless they have hired you and have agreed to pay you something.

Get job details in writing and take time to go over the small print. A legitimate company won’t pressure you into making an on-the-spot decision regarding your career.

CNN recently reported some smart money moves for graduates, such as aiming to live within your means and knowing what your means actually are. Check out their tips HERE.

Congratulations and make sure you enjoy your special day. We wish you the best of luck in your future endeavors!

For more information, visit https://www.consumer.ftc.gov.

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Memorial Day Hacks and Hamburgers

Memorial Day Hacks and Hamburgers

Memorial Day is a special time of year to honor the men and women who have died while serving in the U. S. military. Originally known as Decoration Day, Memorial Day originated in the years following the Civil War and became an official federal holiday in 1971. Visit History.com for more information.

Always the last Monday in May, this holiday also marks the unofficial beginning of summer fun … pool season, popsicles, and plenty of barbeques. Americans have traditionally observed Memorial Day by visiting cemeteries or memorials, holding family gatherings, and participating in parades. This year the weekend activities will likely look a bit different while social distancing, but we will continue to reflect on the sacrifices our soldiers made for us while lighting up our grills. Speaking of, take a visit to Chowhound.com for some amazing tips for the most perfect hamburger ever (80/20 lean to fat ratio ground chuck always!) and clever grilling hacks (Did you know you can use a spare a cooler as an insulated warmer to keep food hot and juicy right off the grill?). One tip you won’t see there is a favorite of mine … folding a dollop of mayo into each burger patty for optimal juiciness before they even go on the grill. Try it. You’ll love it!

Sadly, with the holiday, come the crooks that feed on our gratitude. Watch out for Memorial Day scams where hackers use a patriotic or military approach when contacting service members for money. The Better Business Bureau (BBB) suggests to be on the lookout for three specific scams during this time of remembrance:

High-priced military loans. No legitimate lender will guarantee a loan as being instantly approved. Watch for ads that may also say no credit check is required. If this is the case, the loan will likely come with hidden fees as well as outrageously high interest rates.

Veterans’ benefits buyout plans. These plans offer an attractive cash payment in exchange for a disabled veteran’s future benefits or pension payments. The cash payment is typically only 30-40% of what the veteran is entitled to receive.

Overpriced life insurance policies. The military are often targets of high pressure insurance salespeople, who want them to purchase an unnecessary and pricey life insurance policy.

Stay safe this weekend and please reach out to us if needed. As always, we are available 24/7/365 at 888.966.GUARD (4827) and at [email protected]. And, if you have any great grilling ideas of your own, please share them in the comments below.

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