And More Coronavirus Scams …

And More Coronavirus Scams …

We are monitoring updates surrounding the coronavirus (COVID-19) pandemic around the clock. This environment is a breeding ground for scams to take advantage of you and your identity. Rest assured that we are here to help and will communicate with you every step of the way.

 

The following is the latest information that we know of regarding coronavirus scams:

 

– The Federal Trade Commission (FTC) sent warning letters to seven sellers of scam coronavirus treatments. The FTC reported that “So far all of the companies have made big changes to their advertising to remove unsupported claims.” That is good news. But, scammers never take a break.

 

– Anyone can set up an e-commerce site and claim they have in-demand products. Be on the lookout for online ads that tout cleaning, household and health/medical supplies. Just because they have a website and you pay money doesn’t mean that you will receive any goods in return. The FTC suggests that you check out any seller by searching online for the person or company name, phone number and email address along with keywords such as “review,” “complaint” or “scam.”

 

– Anyone can also set up a fake charity to take advantage of a major health crisis. These scammers take advantage of your generosity and have names that are extremely close to the names of real charities. The FTC remarked that “Money lost to bogus charities means less donations to help those in need.” We suggest that you visit http://www.ftc.gov/charity to help you research charities. Also, if/when you do give, pay safely by credit card and never by gift card or wire transfer.

 

– As well, anyone can pretend to be someone you know. “Scammers use fake emails or texts to get you to share valuable personal information – like account numbers, Social Security numbers, or your login IDs and passwords.” If you accidentally click on a link, they can get access to your computer, network and/or install ransomware and other programs on your equipment that can lock you out. Please protect your smart phone and computer by keeping your software up to date and using multi-factor authentication. Backing up your data on a regular basis is also recommended.

 

– Surprisingly robocalls “pitching everything from scam coronavirus treatments to work-at-home schemes” are still in full force. Do not answer unless the call shows up as a contact in your phone. Let voicemail filter your messages. For more information on robocalls, visit https://www.consumer.ftc.gov/articles/0259-robocalls.

 

We understand that all of this is indeed nerve-wracking. One of the great things about our business is that we are always working in the moment … situations such as the coronavirus do not rattle our operations and team members. Not only do we have a team at a centralized location, but we have also always worked remotely. We will continue to be available for you 24 hours a day, 7 days a week, 365 days a year. We hope that this gives you some peace of mind knowing that we are on top of this crisis and will continue to communicate any dangerous scams related to the outbreak as soon as possible.

 

As always, please contact us immediately if you have any concerns at 888.966.GUARD (4827) or memberservices@guardwellid.com.

 

 

How to Detect a Fraudulent eCommerce Site

How to Detect a Fraudulent eCommerce Site

The Washington Post just reported that U.S. consumers are expected to shell out a record $9.4 billion today on Cyber Monday, a 19% increase from last year. While Walmart, Target, Best Buy and Amazon are many holiday shopping ‘go-to’ websites, there are many others that you may visit, especially when looking for that perfect personalized gift. Unfortunately, fake eCommerce websites and scams during the holiday season are on the rise.

 

How do you decipher a legitimate website from a fake one? Yes, it is confusing … and that is by design. It’s not easy. There are some detailed things to watch out for:

 

– Scammers’ tactics include manipulation and will urge you to purchase. If you’re trying to make a purchase online and are offered help with the checkout process, do not give any personal identifying information (PII) in a chat room. If you are asked to do so, exit immediately.

 

– Hover over hyperlinks to make sure they’re going to a legitimate website. If there isn’t a padlock symbol and an ‘https’ in the address bar, exit immediately.

 

– A legitimate retailer will have full contact details, including address, email and phone number, on the website. If any of those are missing, exit immediately.

 

– Check out the website’s customer reviews. While many are legit, if you read beyond the star rating and check the reviewer’s history (especially if it is a very positive post), you may find that the reviewer uses the same phrases for other products and companies. Red flag! Also, if their reviews are not specific about the product, they have reviewed the same product before or they do not give useful feedback, recognize that they may not be legitimate and … guess what? … exit immediately. There are online tools such as Fakespot that can help you determine a customer’s review reliability.

 

– Don’t use a debit card for online purchases. Credit card companies won’t insure your purchase if you use a debit card. Dedicate one credit card for all online purchases and check the statement often. If you see any unusual activity, dispute the transaction immediately.

 

If you suspect identity theft or fraud, please contact us day or night at 888.966.GUARD (4827) or email memberservices@guardwellid.com. We’ve got your back and are always open for you.