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Your Face – The Truth About Biometric Data Theft

Your Face – The Truth About Biometric Data Theft

It all started with a smile. Byron’s new fitness app promised to tell him his new “biological age” but required a selfie to validate his account. So guess what he did? Snapped it for the app and went about his day. Although he didn’t quite agree with their age calculation later that night, he totally brushed it off and slathered on more skin care product.

A few weeks later, he saw a delivery app charge him for food several states away. Then his bank app asked him to confirm a new device. The kicker was when his pharmacy required him to update his new insurance card before picking up a prescription. He didn’t even have a prescription to pick up. “I better change my passwords,” he told his wife. That didn’t work. Stranger things kept happening. And she kept asking him about it. Annoying.

Even though he was proactive about updating his accounts, the problem was that he couldn’t change his face (well, technically he could have but extreme plastic surgery wasn’t in his five-year plan).

Hackers know you can’t just change the features that make you uniquely you. That data is one-of-a-kind and as permanent as it gets … which is why it is so powerful for authentication and totally devastating when compromised.

Remember that fun little fitness app that quietly stored his facial data? Well, their security wasn’t so great. They got hacked. Unlike that password you can’t quite remember, you can’t swap out your face or your fingerprints for new ones. So, what can you do?

– Make multi-factor authentication your new best friend. It might add an extra 15 seconds to your day, but your bank account’s balance is worth it in the long run.

– When your device tells you, “Software Update Available: Install Now?” don’t blink!

– Don’t automatically opt in. Get your readers out and check the fine print before handing over your face, fingerprints or your eyeballs to an app.

Guard Well Identity Theft Solutions exists to provide you, your family and your employees from the damages of identity theft. If you have any questions or concerns, please contact our Member Services team immediately. We are always available for you 24/7/365 at 888.966.4827 (GUARD).

Keeping Your Holidays Happy and Fraud-free

Keeping Your Holidays Happy and Fraud-free

Yes, it’s that wonderful time of year. The holidays are quickly approaching … and at lightning speed! Will you be traveling to see family in the next few weeks? Or, maybe you’ll be skipping off to a great vacation instead of decking the halls? Whatever your plans are, having time off of work, fun with friends and family, and hopefully a few days of laziness … are wonderful to look forward to. But, when we are caught up in the excitement about buying those last-minute gifts (or sunscreen and new flip-flops), we need to remember that there are some other ‘things to do’ on our checklist to help keep our family and identities safe during this special time of year.

In addition to stopping the mail, finding that special neighbor with a green thumb to water your plants, and arranging for pet care for your fur babies, there are some ‘before your trip’ actions you can take to help prevent identity theft from becoming a huge holiday memory. Just some small preventative measures, such as updating the operating system and antivirus software on your mobile devices, can go a long way toward fending off a few identity thieves. Below are some tips for what you can do before you leave home, as well as while you’re away and after your return.

Before you Leave Home:

– Password protect your devices and update operating systems. Add multi-factor authentication where available.

– Alert your bank(s) about your travel plans.

– Visit your post office and put your mail on a vacation hold.

– Keep the number of credit cards you travel with to a minimum and have copies of your driver’s license, medical id cards, passports and travel confirmation numbers at home in a safe place.

– Turn off auto-connect Wifi and Bluetooth connections.

– Consider adjusting your social media account settings so posts aren’t tagged with GPS data. Best practice is to avoid posting vacation pics while on vacation.

While Out of Town:

– Avoid using public Wifi and even your hotel’s Wifi if at all possible.

– Do not use public computers

– Keep your travel documents in the hotel room safe.

– Log out of websites on your smart phone and any websites if you bring a laptop or other device with you on your trip.

Upon Your Return Home:

– Consider changing passwords for your major accounts.

– Thoroughly go through your account statements for any irregularities.

– Check your credit report to make sure no new accounts were opened in your name while you were away.

 

We hope you have a wonderful holiday season! If you suspect identity theft or fraud, please contact us immediately at 888.966.GUARD (4827) or email [email protected]. Day or night, we’ve got your back and will always be open for you.

Gamers Hit with Social Engineering Attack

Gamers Hit with Social Engineering Attack

Our security teams have recently discovered that Shadow.tech, a cloud computing service developed by the French company Blade and later acquired by OBHcloud founder Octave Klaba in 2021 has been breached. Its technology is based on Window 10 server executing video games or other Windows software applications remotely. The breach origin date is October, 2023 and involves the data of 545,013 account users including their email addresses, full names, physical addresses and birth dates.

The public acknowledgement of the company states that they were a victim of a social engineering attack targeting one of their employees. Shadow.tech CEO said, “This highly sophisticated attack began on the Discord platform with the downloading of malware under cover of a game on the Steam platform, proposed by an acquaintance of an employee, himself, a victim of the same attack.” Learn More

If the term ‘social engineering attack’ is new to you … you are not alone.

Social engineering is a type of cyberattack that uses psychology to obtain personal identifying information (PII). It is impossible to prevent. This type of attack is a huge threat to cybersecurity because it begins on a very personal level with each victim. It invokes fear. It invokes urgency. If the device is being used for gaming and is part of a corporate network, login credentials can be compromised and harming of the network can occur.

Social engineering attacks can include many different formats: whaling, honeytrapping, tailgating … If you or a family member are into the gaming industry specifically, these are four social engineering attacks you need to be on the lookout for:

– Phishing: fraud, impersonation and old-fashioned blackmail.

– Baiting: fraudsters use fake websites, such as for not legit gaming add-ons and so-called “freebies.”

– Pretexting: this is a newer term and format. It includes a fabricated identity (or situation) where a victim may need to divulge PII. Example types of of impersonation could be a talent agency, a law enforcement officer, a major sweepstakes company.

– Spear Phishing: this is a very targeted email attack on specific employees (or sometimes organizations as a whole).

Tips:

– Only click on URLs that begin with https.

– Enable multi-factor authentication when available.

– Use a spam filter.

– Use a pop-up blocker.

– Do your research and check if a website or contact is legit.

– Never insert a USB into your device unless you know and trust exactly who it is from.

– If a request comes in and is marked URGENT, that is a red flag that it could be a scam.

Learning and following best cybersecurity practices are essential to safeguarding your PII. Guard Well Identity Theft Solutions exists to provide you, your family and your employees from the damages of identity theft. Please don’t hesitate to reach out if you need help or have any questions or concerns. We are available for you 24/7/365 at 888.966.4827 (GUARD) and [email protected].

Image courtesy credit: bermix-studio-wJ7atxTNeQE via unsplash.com

Memorial Day Hacks and Hamburgers

Memorial Day Hacks and Hamburgers

Memorial Day is a special time of year to honor the men and women who have died while serving in the U. S. military. Originally known as Decoration Day, Memorial Day originated in the years following the Civil War and became an official federal holiday in 1971. Visit History.com for more information.

Always the last Monday in May, this holiday also marks the unofficial beginning of summer fun … pool season, popsicles, and plenty of barbeques. Americans have traditionally observed Memorial Day by visiting cemeteries or memorials, holding family gatherings, and participating in parades. This year the weekend activities may still look a bit different if social distancing, but we will continue to reflect on the sacrifices our soldiers made for us while lighting up our grills. Speaking of, take a visit to Chowhound.com for some amazing tips for the most perfect hamburger ever (80/20 lean to fat ratio ground chuck always!) and clever grilling hacks. Did you know you can use a spare cooler as an insulated warmer to keep food hot and juicy right off the grill? One tip you won’t see there is a favorite of mine … folding a dollop of mayo into each burger patty for optimal juiciness before they even go on the grill. Try it. You’ll love it!

Unfortunately during this time of year crooks might pop up who feed on our gratitude. Watch out for Memorial Day scams where hackers use a patriotic or military approach when contacting service members for money. The Better Business Bureau (BBB) suggests to be on the lookout for five specific scams during this time of remembrance:

– Fake military charities. Scammers will send out emails, phone calls, direct mailers and send texts using the same outreach practices as well-known legitimate nonprofits. Be wary of messages that contain words like “disabled,” “heroes,” and “warriors” and always double-check the exact name and spelling of the charity.

– Fake rental properties. Scammers take out classified ads and will use photos from legitimate rental properties that promise military discounts or other incentives.

– High-priced military loans. No legitimate lender will guarantee a loan as being instantly approved. Watch for ads that may also say no credit check is required. If this is the case, the loan will likely come with hidden fees as well as outrageously high interest rates.

– Veteran benefit buyout plans. These plans offer an attractive cash payment in exchange for a disabled veteran’s future benefits or pension payments. The cash payment is typically only 30-40% of what the veteran is entitled to receive.

– Misleading car sales. Some websites post ads that contain false discounts for those in the military. There is also an increase of ads that claim to be from soldiers who need to sell their autos quickly due to deployment.

Stay safe this weekend and please reach out to us if needed. Guard Well Identity Theft Solutions exists to provide you, your family and your employees from the damages of identity theft. We are available for you 24/7/365 at 888.966.GUARD (4827) and [email protected].

Photo courtesy Justin Casey via unsplash.com

 

Financial Tips for 2024 Grads

Financial Tips for 2024 Grads

It’s that exciting time of year! Cap and gowns are coming in and Pomp and Circumstance is running through your head as you prepare for the big event. If you’re a parent of a soon-to-be high school graduate, dollar signs may be running through your head as well, along with advice … and lots of it!

If you’re a grad, get ready to hear life experience stories from your graduation speaker and many others. The Federal Trade Commission (FTC) has some advice for you as well. Learn how to recognize financial scams. Younger people report losing money to fraud more often than older generations. According to Colleen Tressler, Consumer Education Specialist, FTC, 43% of those who reported fraud were in their 20s, while only 15% were in their 70s. During the first six months of 2023, social media was the point of contact in 38% of fraud losses for people in their 20s. For those 18-19 years old, the figure was 47%.

What can you do to help avoid financial fraud?

– Never give out money or any personal identifying information (PII) in response to an unexpected request. Be wary of texts, phone calls and emails. Scammers commonly pretend to be someone you trust.

– Do your research. Be smart with your online searches and use terms like “complaint,” “scam” or “alert” along with the company name when you search.

– Understand that there’s no such thing as truthful caller ID anymore.

– Don’t wire money. Government and legitimate companies will not require you to pay for products or services with a re-loadable gift card. Even using cards like iTunes and Google Play are risky.

– Recognize that robocalls are illegal and should be reported to the FTC. If you mistakenly answer one of these calls, hang up immediately.

Looking for a job after graduation can be quite stressful especially if you’re supporting yourself for the first time.

– Check out job placement firms closely. These companies should not be charging high fees in advance for any type of service without a guarantee of placement.

– Keep in mind that the promise of a job isn’t the same thing as job. If you have to pay for that promise, it’s likely a scam. Read More

– Realize that there are many fake jobs listed on social media. Google the company name and visit their website along with the search term “career.” If jobs are not listed on their website and nothing comes up on Google, those are red flags.

– Don’t give out any credit or bank account information over the phone to a company unless they have hired you and have agreed to pay you something.

– Get job details in writing and take time to go over the small print. A legitimate company won’t pressure you into making an on-the-spot decision regarding your career.

CNN recently reported some smart money moves for graduates, such as aiming to live within your means and knowing what your means actually are. Check out their tips HERE.

Congratulations and make sure you enjoy your special day. We wish you the best of luck in your future endeavors!

For more information, visit https://www.consumer.ftc.gov.

Photo courtesy Jonathon Daniels via unsplash.com.