Memorial Day Hacks and Hamburgers

Memorial Day Hacks and Hamburgers

Memorial Day is a special time of year to honor the men and women who have died while serving in the U. S. military. Originally known as Decoration Day, Memorial Day originated in the years following the Civil War and became an official federal holiday in 1971. Visit History.com for more information.

 

Always the last Monday in May, this holiday also marks the unofficial beginning of summer fun … pool season, popsicles, and plenty of barbeques. Americans have traditionally observed Memorial Day by visiting cemeteries or memorials, holding family gatherings, and participating in parades. This year the weekend activities will likely look a bit different while social distancing, but we will continue to reflect on the sacrifices our soldiers made for us while lighting up our grills. Speaking of, take a visit to Chowhound.com for some amazing tips for the most perfect hamburger ever (80/20 lean to fat ratio ground chuck always!) and clever grilling hacks (Did you know you can use a spare a cooler as an insulated warmer to keep food hot and juicy right off the grill?). One tip you won’t see there is a favorite of mine … folding a dollop of mayo into each burger patty for optimal juiciness before they even go on the grill. Try it. You’ll love it!

 

Sadly, with the holiday, come the crooks that feed on our gratitude. Watch out for Memorial Day scams where hackers use a patriotic or military approach when contacting service members for money. The Better Business Bureau (BBB) suggests to be on the lookout for three specific scams during this time of remembrance:

 

High-priced military loans. No legitimate lender will guarantee a loan as being instantly approved. Watch for ads that may also say no credit check is required. If this is the case, the loan will likely come with hidden fees as well as outrageously high interest rates.

 

Veterans’ benefits buyout plans. These plans offer an attractive cash payment in exchange for a disabled veteran’s future benefits or pension payments. The cash payment is typically only 30-40% of what the veteran is entitled to receive.

 

Overpriced life insurance policies. The military are often targets of high pressure insurance salespeople, who want them to purchase an unnecessary and pricey life insurance policy.

 

Stay safe this weekend and please reach out to us if needed. As always, we are available 24/7/365 at 888.966.GUARD (4827) and at memberservices@guardwellid.com. And, if you have any great grilling ideas of your own, please share them in the comments below.

 

Keeping Your Holidays Happy and Fraud-free

Keeping Your Holidays Happy and Fraud-free

Yes, it’s that wonderful time of year. The holidays are quickly approaching … and at lightning speed! Will you be traveling to see family in the next few weeks? Or, maybe you’ll be skipping off to a great vacation instead of decking the halls? Whatever your plans are, having time off of work, fun with friends and family, and hopefully a few days of laziness … are wonderful to look forward to. But, when we are caught up in the excitement about buying those last-minute gifts (or sunscreen and new flip-flops), we need to remember that there are some other ‘things to do’ on our checklist to help keep our family and identities safe during this special time of year.

 

In addition to stopping the mail, finding that special neighbor with a green thumb to water your plants, and arranging for pet care for your fur babies, there are some pre-trip actions that you can take to help prevent identity theft from becoming a huge holiday memory. Just some small preventative measures, such as updating the operating system and antivirus software on your mobile devices, can go a long way toward fending off a few identity thieves. Below are some tips for what you can do before you leave home, as well as while you’re away and after your return.

 

Before you leave home:

– Password protect your devices and update operating systems

– Alert your bank(s) about your travel plans

– Visit your post office and put your mail on a vacation hold

– Keep the number of credit cards you travel with to a minimum and have copies of your driver’s license, medical id cards, passports and travel confirmation numbers at home in a safe place

– Turn off auto-connect Wifi and Bluetooth connections

– Consider adjusting your social media account settings so posts aren’t tagged with GPS data

 

While out of town:

– Avoid using public Wifi and even your hotel’s if at all possible

– Do not use public computers

– Keep your travel documents in a hotel safe

– Log out of websites on your smart phone and any websites if you bring a laptop or other device with you on your trip

 

Upon your return home:

– Consider changing passwords for your major accounts

– Thoroughly go through your account statements for any irregularities

– Check your credit report to make sure no new accounts were opened in your name while you were away

 

We hope you have a wonderful holiday vacation. If you suspect identity theft or fraud, please contact us immediately at 888.966.GUARD (4827) or email memberservices@guardwellid.com. Day or night, we’ve got your back and will always be open for you.